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Tax-Efficient Investing

We offer a number of tax-efficient wrappers for your investments that could help you achieve a more efficient, or even tax-free, return.

Shelter your investments from potential tax

Individual Savings Accounts (ISAs) allow you to subscribe and shelter up to £20,000 in the current tax year.
Individual Savings Accounts (ISAs) allow you to subscribe and shelter up to £20,000 in the current tax year.
A Self-Invested Personal Pension (SIPP) offers control, flexibility and transparency over what your pension fund is invested into.
A Self-Invested Personal Pension (SIPP) offers control, flexibility and transparency over what your pension fund is invested into.
A Junior ISA (JISA) provides a tax-efficient way of investing for children to give them a head start financially.
A Junior ISA (JISA) provides a tax-efficient way of investing for children to give them a head start financially.

Stocks and Shares ISA

ISAs can support medium and long-term savings and investments and can be beneficial if you plan to subscribe most or all of your ISA allowance each year, over a number of years. However, it is important that you consider the costs as well as potential tax savings to ensure that a Stocks and Shares ISA is appropriate for your circumstances.
Added Flexibility
Stocks and Shares ISA
The Redmayne Bentley Stocks and Shares ISA is a flexible ISA, meaning you can withdraw and replace your money within the same tax year. Our flat annual charge of £60 + VAT (payable in October 2021 for new ISA accounts) is regardless of the value of your account. Therefore, as your ISA grows in value, you retain more of the income and growth.
Visit our ISA Page

Junior ISA

A JISA can be opened for any child resident in the UK, under 18 years. It is a tax-efficient account which can help give your children and grandchildren a head start in life by allowing you to choose when, where and how to invest on their behalf.
Investing for their future
Junior ISA
Parents, family and friends have the opportunity to contribute up to £4,368 in the current tax year to a JISA. The funds can then be invested in stock market related investments or cash, with any income paid into the account not subject to income or capital gains tax.

As a parent or guardian once you have decided to contribute to the child’s JISA you will need to decide how the monies will be invested.
Visit our JISA Page

Self-Invested Personal Pensions

Whilst we are not a provider of pensions, nor a pensions adviser, we offer self-investment or investment management services for your plan. We work with a number of SIPP providers who offer a range of products from simple, low-cost products, through to more complex, and therefore more expensive, products that allow for a wider investment scope.

Take Control of your pension
Self-Invested Personal Pensions

By taking control of your pension fund, and ultimately the funds you will have available in retirement, you can assume control over who manages your fund and how it is invested.

You can invest yourself or take advantage of our investment management services where the fund will be invested in line with objectives and risk levels that suit you at your stage in life.

Visit our Pensions Page

Will I benefit from a tax-efficient account?

 
It is important to understand that tax treatment depends on the specific circumstances of each individual and may be subject to change in the future. So, for example, while you can currently subscribe and shelter up to £20,000 in an ISA, there is no guarantee that ISAs will retain their potentially favourable tax status in the future.

To decide if a tax-efficient account is right for your circumstances you need to understand your personal tax situation and, therefore, any potential tax savings you could make. You should bear in mind the dividend allowance of £2,000 and also the personal savings allowance of £1,000 for basic rate taxpayers, and £500 for higher rate earners. You should also be aware of account fees to ensure that any potential tax benefits are not outweighed by any fees you will have to pay.

How can I find out more?

 
If you would like further information on any of our tax-efficient accounts, you can call your local Redmayne Bentley office who will be able to provide you with further details.

Alternatively, you can visit the individual product pages using the links on this page.

Call now on 0113 243 6941 or search for your local office

Redmayne Bentley's Stockbroking Accounts

There are a number of different accounts you can open that allow you to trade in stocks and shares:

Nominee Account

Learn more

Crest Personal Member Account

Learn more

Certificated Stockbroking

Learn more
Get in touch today
Join Redmayne Bentley
Talk to us now about opening a new account or transferring your account from another provider
0113 243 6941
Get in touch today
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Contact your local office to find out more
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