IHT Portfolio Service - Redmayne Bentley

Inheritance Tax (IHT) Portfolio Service

Our Inheritance Tax Portfolio Service has the potential to offer you 100% protection against Inheritance tax (IHT) when assets are held for a minimum of two years. This could save your beneficiaries 40% of the value of the portfolio at the time of your death, without any complex and costly legal arrangements.

Capital Preservation and Wealth

The overriding objective of this service is capital preservation and growth over the long term, within an adventurous risk mandate associated with AIM stocks.

It is also possible to utilise your ISA allowance for your IHT planning. This enables you to potentially avoid capital gains tax during your lifetime and for your spouse or civil partner to utilise your ISA value as an Additional Permitted Subscription after your death.

How much does it cost?

An investment management fee of 1% + VAT, subject to a minimum of £250 + VAT and calculated as a percentage of the total value of the portfolio, with payment collected in arrears via four quarterly instalments. Any additional fee arranged with an external adviser will be as detailed on the agreement form. Transaction and administration charges are payable in accordance with our Terms of Business and our Schedule of Charges, available to view at www.redmayne.co.uk/terms.

Please note that the minimum initial investment for the IHT Portfolio Service is £50,000. For further information, please call us on 0800 181 322 or contact your local Redmayne Bentley office.

The IHT Portfolio Service should be seen as a high-risk, long-term investment. It should be noted that generally, there is less trading in AIM stocks meaning they are typically less liquid than their main market peers and, as such, share prices can be more volatile.

Redmayne Bentley does not provide Inheritance Tax advice but offers investment management services to manage assets in an IHT portfolio.

Please note that tax treatment depends on the specific circumstances of each individual and may be subject to change in the future.

A Full Range of Investment Management Services

Why not explore our full range of advisory and discretionary managed services: