SIPP Providers
Below is a list of providers offering a range of products with different charging structures and covering a variety of investment options, from 'simple' products, which are usually lower cost products that only allow investment in stocks and shares, through to more complex, and therefore more expensive, products that allow for property or alternative investments in addition to stocks and shares.
Due to the variance in the permitted investments, the low-cost options may not be the most suitable for you. This list is not exhaustive and should not be taken as a recommendation to use any of the particular providers or products and you should do your own research before selecting the most appropriate SIPP for you. For a list of more SIPP providers please visit the Association of Member-Directed Pension Schemes at www.ampsonline.co.uk
The charges shown are not comprehensive and each provider will make additional charges for other services such as income withdrawal and transferring in and out. These charges are correct as of March 2023 but may be subject to change. Please check with your chosen provider.
AJ Bell
| Product Name |
Key Market |
IFA - Direct or Both |
Initial Set Up Fee |
Basic Annual Fee |
Next Step |
| Investcentre SIPP |
A low cost SIPP wrapper for IFAs only. Additional charges apply for property and specialist investments. |
IFA only |
£0-£120 |
£180-£260GBP |
Further Details
|
Barnett Waddingham
| Product Name |
Key Market |
IFA - Direct or Both |
Initial Set Up Fee |
Basic Annual Fee |
Next Step |
| Flexible SIPP |
Flexible model allows for costs to be charged only on those aspects used.
|
Direct or IFA |
Up to £400 |
£265GBP |
Further Details
|
Curtis Banks
| Product Name |
Key Market |
IFA - Direct or Both |
Initial Set Up Fee |
Basic Annual Fee |
Next Step |
| Your Future SIPP |
Full service SIPP with particular experience in property.
|
IFA only |
£0-£113 |
£352GBP |
Further Details
|
James Hay Partnership
| Product Name |
Key Market |
IFA - Direct or Both |
Initial Set Up Fee |
Basic Annual Fee |
Next Step |
| Modular iSIPP |
A low-cost SIPP wrapper available for the basic stock market only element. Separately charged Property or Specialist Investment modules are available. |
IFA only |
£100 |
£410GBP |
More information
|
Embark Pensions
| Product Name |
Key Market |
IFA - Direct or Both |
Initial Set Up Fee |
Basic Annual Fee |
Next Step |
| The Option SIPP |
A low-cost SIPP wrapper available for stock market investment only. Flexible model allows for costs to be charged only on those aspects used. If you would like to open, or are in the process of opening, a SIPP with Embark, the application process needs to be completed with them. Please contact customerservices@embarkpensions.co.uk for details. |
Both, but conditions apply. Please contact provider for further information. |
£nil |
£190GBP |
Further Details
|
How can I find out more?
If you would like further information on SIPPs or Pensions, please contact your local office.
Please note, if you are in doubt about which SIPP provider to use, or on the merits of a SIPP for your personal circumstances, you should consult the services of a Financial Adviser. We can provide you with a referral to an authorised firm on request.