Share Prices & Company Research

Stockbroking

International Personal Finance

Current Price 141.30p Bid 138.40p Ask 147.20p Change 1.36%
Last Updated: 24/09/2021 09:56. Prices delayed by at least 15 minutes.
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Company Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

Financial Highlights Year Ended 31/12/2020

Revenue
£661.30m
Operating Profit/Loss
£6.10m
Dividend yield (%)
n/a
Total dividend for year
n/ap
Dividend cover
n/a
P/E Ratio
n/a

Key Personnel

Mr Gerard Ryan
Chief Executive Officer
Mr Bronwyn Syiek
Independent Non-Executive Director
Mr Deborah Davis
Independent Non-Executive Director
Mr John Mangelaars
Independent Non-Executive Director
Mr Richard Holmes
Independent Non-Executive Director
Mr Richard Moat
Independent Non-Executive Director
Mr Stuart Sinclair
Independent Non-Executive Director
Ms Cathryn Riley
Independent Non-Executive Director

Stock Details

EPIC
IPFL
ISIN
GB00B1YKG049
Shares in Issue
220.97m
Market cap
£312.23m

Analyst Views (2)

Strong Buy
 
0%
Buy
 
50.00%
Hold
 
50.00%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect the views held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
141.30p
Bid Price
138.40p
Ask Price
147.20p
Volume
1,859
Change Today
1.90p
% Change Today
1.36%
Open
139.80p
Previous Close
139.40p
Intraday High
141.30p
Intraday Low
139.80p
52 Week High
158.20p
52 Week Low
44.25p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

Income Statement

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Continuing Operations
Revenue
661.30
889.10
Operating Profit/Loss
6.10
177.50
Net Interest
-46.80
-63.50
Pre-Tax Profit
-40.70
114.00
Profit After Tax from continuing operations
-64.20
71.80
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
-64.20
71.80
Attributable to:
Equity Holders of Parent Company
-64.20
71.80
Minority Interests
n/a
n/a
Total Dividend Paid
n/ap
n/ap
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2020
31 Dec 2019
Basic
-28.90p
32.20p
Diluted
-27.40p
30.30p
Adjusted
-28.90p
32.20p
Dividend per Share
n/ap
n/ap

Assets

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
32.90
38.80
Intangible Assets
54.60
66.30
Investment Properties
n/a
n/a
Investments
n/a
n/a
Other Financial Assets
n/a
n/a
Other Non-Current Assets
275.60
434.60
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
542.50
745.20
Cash at Bank & In Hand
116.30
37.40
Current Asset Investments
n/a
n/a
Other Current Assets
2.00
0.40
Other Assets
n/a
n/a
Total Assets
1,023.90
1,322.70

Liabilities

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Current Liabilities
Borrowings
7.60
121.40
Other Current Liabilities
128.40
170.40
Total Current Liabilities
136.00
291.80
Non-Current Liabilities
Borrowings
503.60
574.50
Provisions
13.80
20.00
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
517.40
594.50
Other Liabilities
n/a
n/a
Total Liabilities
653.40
886.30

Net Assets

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Net Assets
370.50
436.40

Capital & Reserves

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Share Capital
23.40
23.40
Share Premium Account
n/a
n/a
Other Reserves
n/a
-57.30
Retained Earnings
406.60
470.30
Shareholders Funds
370.50
436.40
Minority Interests/Other Equity
n/a
n/a
Total Equity
370.50
436.40

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Interim
02 Sep 2021
01 Oct 2021
2.20p
Interim
05 Sep 2019
04 Oct 2019
4.60p
Final
11 Apr 2019
10 May 2019
7.80p
Interim
06 Sep 2018
05 Oct 2018
4.60p
Final
12 Apr 2018
11 May 2018
7.80p
Interim
07 Sep 2017
06 Oct 2017
4.60p
Final
13 Apr 2017
12 May 2017
7.80p
Interim
01 Sep 2016
07 Oct 2016
4.60p
Final
07 Apr 2016
13 May 2016
7.80p
Interim
03 Sep 2015
02 Oct 2015
4.60p

Dividend Metrics

Year End Date
31 Dec 2020
31 Dec 2019
Dividend growth
n/a%
n/a%
Dividend yield
n/a%
7.50%
Dividend cover
n/a
2.60


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