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International Personal Finance

Current Price 58.00p Bid 54.50p Ask 60.00p Change 0.00%
Last Updated: 06/04/2020 07:31. Prices delayed by at least 15 minutes.
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Company Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

Financial Highlights Year Ended 31/12/2019

Revenue
£889.10m
Operating Profit/Loss
£177.50m
Dividend yield (%)
2.90
Total dividend for year
n/ap
Dividend cover
7.00
P/E Ratio
5.00

Key Personnel

Gerard Ryan
Chief Executive Officer
Dan O'Connor
Chairman
Justin Lockwood
Chief Financial Officer

Stock Details

EPIC
IPF
ISIN
GB00B1YKG049
Shares in Issue
223.68m
Market cap
£129.74m
Sector

Analyst Views (2)

Strong Buy
 
50.00%
Buy
 
0%
Hold
 
50.00%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect view held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
58.00p
Bid Price
54.50p
Ask Price
60.00p
Volume
0
Change Today
0.00p
% Change Today
0.00%
Open
58.80p
Previous Close
58.00p
Intraday High
58.80p
Intraday Low
58.00p
52 Week High
203.00p
52 Week Low
56.40p
52 week high and low figures quoted above are calculated from intraday price data.

International Personal Finance News

International Personal Finance pulls dividend due to Covid-19 01 Apr 2020 | 10:14 Citi warns airlines face punitive government bailouts 25 Mar 2020 | 12:49 IPF hit by reduced caps on Polish loan charges 28 Jun 2019 | 10:12 IPF reports solid trading despite Mexican weakness 02 May 2019 | 11:45 Wednesday broker round-up 27 Feb 2019 | 13:40 Intl Personal Finance warns over Romanian credit limits, new Polish rules 18 Oct 2018 | 09:44 Wednesday broker round-up 25 Jul 2018 | 18:45 Monday broker round-up 16 Jul 2018 | 17:34 International Personal Finance sees 2018 profit 10% ahead of consensus 13 Jul 2018 | 09:08 International Personal Finance sees 3% growth in lending 04 May 2018 | 14:37 Tuesday broker round-up 03 Apr 2018 | 12:40 IPF expects Mexico hit after earthquakes 24 Oct 2017 | 11:46 Wednesday broker round-up 15 Mar 2017 | 12:01 Scottish Mortgage, Rentokil Initial join FTSE 100 as Dixons Carphone, Capita drop out 02 Mar 2017 | 07:04 International Personal Finance slumps as it posts 20% drop in profit 01 Mar 2017 | 09:08 Dixons Carphone, Capita, EasyJet could be demoted from FTSE 100 in reshuffle 28 Feb 2017 | 14:41 International Personal Finance appoints Lockwood as permanent CFO 23 Feb 2017 | 16:21 International Personal Finance to appeal Poland tax authority decision 06 Jan 2017 | 08:41 International Personal Finance reports good Q3 credit growth 20 Oct 2016 | 08:40 FTSE 250 movers: Exporters exce but OneSavings tops the list 04 Oct 2016 | 16:27 International Personal Finance CFO Gardner resigns 21 Sep 2016 | 15:26 Directors dealings: LondonMetric directors sell as quarterly dividend declared 24 Aug 2016 | 18:21 International Personal Finance slumps as Mexico problems hit profits 28 Jul 2016 | 12:49 International Personal Finance slides as Mexico growth falters 04 May 2016 | 10:46 FTSE 250 movers: Kaz and Vesuvius lead midcaps lower 07 Apr 2016 | 15:29

Income Statement

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Continuing Operations
Revenue
889.10
866.40
Operating Profit/Loss
177.50
167.80
Net Interest
-63.50
-58.50
Pre-Tax Profit
114.00
109.30
Profit After Tax from continuing operations
71.80
75.40
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
71.80
75.40
Attributable to:
Equity Holders of Parent Company
71.80
75.40
Minority Interests
n/a
n/a
Total Dividend Paid
n/ap
12.4000p
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2019
31 Dec 2018
Basic
32.20p
33.80p
Diluted
30.30p
32.20p
Adjusted
32.20p
33.80p
Dividend per Share
n/ap
12.4000p

Assets

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
38.80
19.90
Intangible Assets
66.30
62.50
Investment Properties
n/a
n/a
Investments
n/a
n/a
Other Financial Assets
n/a
n/a
Other Non-Current Assets
434.60
407.30
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
745.20
783.10
Cash at Bank & In Hand
37.40
46.60
Current Asset Investments
n/a
n/a
Other Current Assets
0.40
3.10
Other Assets
n/a
n/a
Total Assets
1,322.70
1,322.50

Liabilities

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Current Liabilities
Borrowings
121.40
28.80
Other Current Liabilities
170.40
180.80
Total Current Liabilities
291.80
209.60
Non-Current Liabilities
Borrowings
574.50
669.50
Provisions
20.00
10.40
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
594.50
679.90
Other Liabilities
n/a
n/a
Total Liabilities
886.30
889.50

Net Assets

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Net Assets
436.40
433.00

Capital & Reserves

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Share Capital
23.40
23.40
Share Premium Account
n/a
n/a
Other Reserves
-57.30
-14.60
Retained Earnings
470.30
424.20
Shareholders Funds
436.40
433.00
Minority Interests/Other Equity
n/a
n/a
Total Equity
436.40
433.00

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Interim
05 Sep 2019
04 Oct 2019
4.60p
Final
11 Apr 2019
10 May 2019
7.80p
Interim
06 Sep 2018
05 Oct 2018
4.60p
Final
12 Apr 2018
11 May 2018
7.80p
Interim
07 Sep 2017
06 Oct 2017
4.60p
Final
13 Apr 2017
12 May 2017
7.80p
Interim
01 Sep 2016
07 Oct 2016
4.60p
Final
07 Apr 2016
13 May 2016
7.80p
Interim
03 Sep 2015
02 Oct 2015
4.60p

Dividend Metrics

Year End Date
31 Dec 2019
31 Dec 2018
Dividend growth
-62.90%
n/a%
Dividend yield
2.90%
6.00%
Dividend cover
7.00
2.73
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
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