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Just Retirement Group

Current Price 217.00p Bid 216.50p Ask 217.00p Change 0.00%
Last Updated: 05/03/2026 13:53. Prices delayed by at least 15 minutes.
Call 0113 243 6941 or search for your local office

Company Overview

Specialist UK financial services outfit centred on the individual retirement income and defined benefit de-risking market. It was formed from the combination of Just Retirement Group and Partnership Assurance Group and caters to individual customers, financial intermediaries, corporate clients and pension scheme trustees. The company boasts of unrivalled intellectual property to help it deliver on its vision. It products for individuals include lifetime mortgages for those wishing to release some of the equity of their homes and protection products for people who have been declined by other insurers due to their medical conditions.

Financial Highlights Year Ended 31/12/2025

Revenue
£2,073.00m
Operating Profit/Loss
£127.00m
Dividend yield (%)
0.40
Total dividend for year
n/ap
Dividend cover
26.19
P/E Ratio
9.80
More Financials

Key Personnel

Mr David Richardson
Chief Executive Officer
Mr Mark Godson
Executive Director
Mr Jim Brown
Independent Non-Executive Director
Mr Matt Saker
Independent Non-Executive Director
Ms Mary Kerrigan
Independent Non-Executive Director
Ms Mary Phibbs
Independent Non-Executive Director
Mr J P Hastings Bass
Non-Executive Chairman
Mr John Perks
Non-Executive Director
Mr Kathy Byrne
Non-Executive Director
Mr Michelle Cracknell
Non-Executive Director

Stock Details

EPIC
JUSTl
ISIN
GB00BCRX1J15
Shares in Issue
564.40m
Market cap
£1,224.74m

Analyst Views (6)

Strong Buy
 
16.67%
Buy
 
33.33%
Hold
 
50.00%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect the views held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
217.00p
Bid Price
216.50p
Ask Price
217.00p
Volume
14,032
Change Today
0.00p
% Change Today
0.00%
Open
217.50p
Previous Close
217.00p
Intraday High
217.50p
Intraday Low
216.75p
52 Week High
217.50p
52 Week Low
120.20p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

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Income Statement

Year End Date
31 Dec 2025
31 Dec 2024
 
£ (M)
£ (M)
Continuing Operations
Revenue
2,073.00
1,809.00
Operating Profit/Loss
127.00
354.00
Net Interest
-245.00
-241.00
Pre-Tax Profit
-118.00
113.00
Profit After Tax from continuing operations
-99.00
80.00
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
-99.00
80.00
Attributable to:
Equity Holders of Parent Company
-99.00
80.00
Minority Interests
n/a
n/a
Total Dividend Paid
n/ap
n/ap
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2025
31 Dec 2024
Basic
-10.70p
6.50p
Diluted
-10.70p
6.50p
Adjusted
22.00p
36.30p
Dividend per Share
n/ap
n/ap

Assets

Year End Date
31 Dec 2025
31 Dec 2024
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
34.00
20.00
Intangible Assets
47.00
40.00
Investment Properties
29.00
27.00
Investments
37,387.00
34,509.00
Other Financial Assets
n/a
n/a
Other Non-Current Assets
n/a
n/a
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
48.00
63.00
Cash at Bank & In Hand
758.00
808.00
Current Asset Investments
n/a
n/a
Other Current Assets
n/a
n/a
Other Assets
416.00
388.00
Total Assets
40,774.00
37,922.00

Liabilities

Year End Date
31 Dec 2025
31 Dec 2024
 
£ (M)
£ (M)
Current Liabilities
Borrowings
n/a
n/a
Other Current Liabilities
n/a
n/a
Total Current Liabilities
n/a
n/a
Non-Current Liabilities
Borrowings
682.00
839.00
Provisions
n/a
n/a
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
682.00
839.00
Other Liabilities
7,471.00
7,990.00
Total Liabilities
39,664.00
36,676.00

Net Assets

Year End Date
31 Dec 2025
31 Dec 2024
 
£ (M)
£ (M)
Net Assets
1,110.00
1,246.00

Capital & Reserves

Year End Date
31 Dec 2025
31 Dec 2024
 
£ (M)
£ (M)
Share Capital
104.00
104.00
Share Premium Account
95.00
95.00
Other Reserves
944.00
944.00
Retained Earnings
-355.00
-219.00
Shareholders Funds
788.00
924.00
Minority Interests/Other Equity
322.00
322.00
Total Equity
1,110.00
1,246.00

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Interim
14 Aug 2025
15 Sep 2025
0.84p
Final
10 Apr 2025
14 May 2025
1.80p
Interim
22 Aug 2024
04 Oct 2024
0.70p
Final
11 Apr 2024
15 May 2024
1.50p
Interim
24 Aug 2023
04 Oct 2023
0.58p
Final
13 Apr 2023
17 May 2023
1.23p
Interim
18 Aug 2022
02 Sep 2022
0.50p
Final
21 Apr 2022
17 May 2022
1.00p
Final
03 May 2018
25 May 2018
2.55p
Interim
02 Nov 2017
24 Nov 2017
1.17p
Interim
02 Nov 2017
24 Nov 2017
1.17p
Final
04 May 2017
26 May 2017
2.40p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
Interim
05 May 2016
20 May 2016
1.10p
Final
12 Nov 2015
07 Dec 2015
2.20p
Interim
16 Apr 2015
14 May 2015
1.10p
Final
13 Nov 2014
08 Dec 2014
2.20p

Dividend Metrics

Year End Date
31 Dec 2025
31 Dec 2024
Dividend growth
-66.40%
20.19%
Dividend yield
0.40%
1.50%
Dividend cover
26.19
14.52


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