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Just Retirement Group

Current Price 91.80p Bid 90.05p Ask 93.60p Change -0.22%
Last Updated: 16/09/2021 18:07. Prices delayed by at least 15 minutes.
Call 0113 243 6941 or search for your local office

Company Overview

Specialist UK financial services outfit centred on the individual retirement income and defined benefit de-risking market. It was formed from the combination of Just Retirement Group and Partnership Assurance Group and caters to individual customers, financial intermediaries, corporate clients and pension scheme trustees. The company boasts of unrivalled intellectual property to help it deliver on its vision. It products for individuals include lifetime mortgages for those wishing to release some of the equity of their homes and protection products for people who have been declined by other insurers due to their medical conditions.

Financial Highlights Year Ended 31/12/2020

Revenue
£2,147.80m
Operating Profit/Loss
£395.70m
Dividend yield (%)
n/a
Total dividend for year
n/ap
Dividend cover
n/a
P/E Ratio
3.70

Key Personnel

Mr Andy Parsons
CFO & Executive Director
Mr David Richardson
Chief Executive Officer
Mr Ian Cormack
Non-Executive Director
Mr Kalpana Shah
Non-Executive Director
Mr Michelle Cracknell
Non-Executive Director
Mr Paul Bishop
Non-Executive Director
Mr Steve Melcher
Non-Executive Director
Ms Clare Spottiswoode
Non-Executive Director
Mr J P Hastings Bass
Non-Executive Director & Chairman
Mr Keith Nicholson
Senior Independent Director

Stock Details

EPIC
JUSTl
ISIN
GB00BCRX1J15
Shares in Issue
564.40m
Market cap
£518.12m

Analyst Views (2)

Strong Buy
 
0%
Buy
 
50.00%
Hold
 
50.00%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect the views held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
91.80p
Bid Price
90.05p
Ask Price
93.60p
Volume
57,968
Change Today
-0.20p
% Change Today
-0.22%
Open
91.78p
Previous Close
91.80p
Intraday High
92.45p
Intraday Low
91.55p
52 Week High
111.40p
52 Week Low
41.74p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

Income Statement

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Continuing Operations
Revenue
2,147.80
1,921.00
Operating Profit/Loss
395.70
555.30
Net Interest
-159.00
-186.70
Pre-Tax Profit
236.70
368.60
Profit After Tax from continuing operations
192.50
302.40
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
192.50
302.40
Attributable to:
Equity Holders of Parent Company
193.60
302.60
Minority Interests
-1.10
-0.20
Total Dividend Paid
n/ap
n/ap
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2020
31 Dec 2019
Basic
16.06p
28.37p
Diluted
15.29p
28.00p
Adjusted
18.80p
17.60p
Dividend per Share
n/ap
n/ap

Assets

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
20.50
26.80
Intangible Assets
133.50
154.40
Investment Properties
n/a
n/a
Investments
23,269.80
21,606.00
Other Financial Assets
n/a
n/a
Other Non-Current Assets
n/a
n/a
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
106.30
96.10
Cash at Bank & In Hand
1,496.30
267.00
Current Asset Investments
n/a
n/a
Other Current Assets
n/a
n/a
Other Assets
14.40
11.50
Total Assets
28,173.40
26,022.40

Liabilities

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Current Liabilities
Borrowings
n/a
n/a
Other Current Liabilities
n/a
n/a
Total Current Liabilities
n/a
n/a
Non-Current Liabilities
Borrowings
780.30
672.40
Provisions
23.80
28.10
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
804.10
700.50
Other Liabilities
3,493.40
3,868.60
Total Liabilities
25,683.00
23,701.40

Net Assets

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Net Assets
2,490.40
2,321.00

Capital & Reserves

Year End Date
31 Dec 2020
31 Dec 2019
 
£ (M)
£ (M)
Share Capital
103.80
103.50
Share Premium Account
94.50
94.50
Other Reserves
943.40
943.90
Retained Earnings
1,056.60
885.90
Shareholders Funds
2,198.30
2,027.80
Minority Interests/Other Equity
292.10
293.20
Total Equity
2,490.40
2,321.00

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Final
03 May 2018
25 May 2018
2.55p
Interim
02 Nov 2017
24 Nov 2017
1.17p
Final
04 May 2017
26 May 2017
2.40p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
Interim
05 May 2016
20 May 2016
1.10p
Final
12 Nov 2015
07 Dec 2015
2.20p
Interim
16 Apr 2015
14 May 2015
1.10p
Final
13 Nov 2014
08 Dec 2014
2.20p

Dividend Metrics

Year End Date
31 Dec 2020
31 Dec 2019
Dividend growth
n/a%
n/a%
Dividend yield
n/a%
n/a%
Dividend cover
n/a
n/a


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