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OneSavings Bank

Current Price 457.70p Bid 457.20p Ask 458.20p Change 1.26%
Last Updated: 09/05/2024 18:31. Prices delayed by at least 15 minutes.
Call 0113 243 6941 or search for your local office

Company Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

Financial Highlights Year Ended 31/12/2019

Revenue
£344.70m
Operating Profit/Loss
£209.10m
Dividend yield (%)
1.10
Total dividend for year
n/ap
Dividend cover
13.24
P/E Ratio
6.70
More Financials

Key Personnel

Mr Andy Golding
Chief Executive Officer
Ms Victoria Hyde
Chief Financial Officer
Mr Kal Atwal
Independent Non-Executive Director
Mr Rajan Kapoor
Independent Non-Executive Director
Mr Simon Walker
Independent Non-Executive Director
Mr David Weymouth
Non-Executive Chairman
Mr Giles P Daubeney
Non-Executive Director
Mr Giles P Daubeney
Non-Executive Director
Ms Sarah Hedger
Non-Executive Director
Mr Noël Harwerth
Senior Independent Director

Stock Details

EPIC
OSBL
ISIN
GB00BM7S7K96
Shares in Issue
243.08m
Market cap
£1,112.58m

Analyst Views (1)

Strong Buy
 
0%
Buy
 
100.00%
Hold
 
0%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect the views held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
457.70p
Bid Price
457.20p
Ask Price
458.20p
Volume
175,228
Change Today
5.70p
% Change Today
1.26%
Open
453.00p
Previous Close
457.70p
Intraday High
459.80p
Intraday Low
448.40p
52 Week High
537.00p
52 Week Low
283.00p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

More Charts

Income Statement

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Continuing Operations
Revenue
344.70
286.30
Operating Profit/Loss
209.10
182.80
Net Interest
n/a
n/a
Pre-Tax Profit
209.10
182.80
Profit After Tax from continuing operations
158.80
139.60
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
158.80
139.60
Attributable to:
Equity Holders of Parent Company
158.80
139.60
Minority Interests
n/a
n/a
Total Dividend Paid
n/ap
14.6000p
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2019
31 Dec 2018
Basic
52.60p
55.50p
Diluted
52.20p
55.00p
Adjusted
64.90p
59.40p
Dividend per Share
n/ap
14.6000p

Assets

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
41.60
21.80
Intangible Assets
31.40
7.80
Investment Properties
n/a
n/a
Investments
635.30
58.90
Other Financial Assets
n/a
n/a
Other Non-Current Assets
n/a
n/a
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
n/a
n/a
Cash at Bank & In Hand
n/a
n/a
Current Asset Investments
n/a
n/a
Other Current Assets
20,651.40
10,330.60
Other Assets
57.40
41.10
Total Assets
21,417.10
10,460.20

Liabilities

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Current Liabilities
Borrowings
n/a
n/a
Other Current Liabilities
n/a
n/a
Total Current Liabilities
n/a
n/a
Non-Current Liabilities
Borrowings
23.90
10.80
Provisions
64.70
1.80
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
88.60
12.60
Other Liabilities
201.70
100.40
Total Liabilities
19,940.10
9,801.80

Net Assets

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Net Assets
1,477.00
658.40

Capital & Reserves

Year End Date
31 Dec 2019
31 Dec 2018
 
£ (M)
£ (M)
Share Capital
4.50
2.40
Share Premium Account
864.20
158.80
Other Reserves
55.10
57.90
Retained Earnings
553.20
439.30
Shareholders Funds
1,477.00
658.40
Minority Interests/Other Equity
n/a
n/a
Total Equity
1,477.00
658.40

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Final
04 Apr 2024
14 May 2024
21.80p
Interim
24 Aug 2023
20 Sep 2023
10.20p
Final
23 Mar 2023
17 May 2023
21.80p
Interim
25 Aug 2022
21 Sep 2022
8.70p
Final
24 Mar 2022
18 May 2022
21.10p
Interim
26 Aug 2021
22 Sep 2021
4.90p
Final
15 Apr 2021
02 Jun 2021
14.50p
Interim
29 Aug 2019
20 Sep 2019
4.90p
Final
21 Mar 2019
15 May 2019
10.30p
Interim
11 Oct 2018
02 Nov 2018
4.30p
Final
22 Mar 2018
16 May 2018
9.30p
Interim
12 Oct 2017
03 Nov 2017
3.50p
Final
30 Mar 2017
17 May 2017
7.60p
Interim
13 Oct 2016
04 Nov 2016
2.90p
Final
24 Mar 2016
18 May 2016
6.70p
Interim
15 Oct 2015
06 Nov 2015
2.00p

Dividend Metrics

Year End Date
31 Dec 2019
31 Dec 2018
Dividend growth
-66.44%
14.06%
Dividend yield
1.10%
4.20%
Dividend cover
13.24
4.07


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