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Paragon Banking Group

Current Price 348.00p Bid 330.00p Ask 350.00p Change 3.82%
Last Updated: 12/07/2020 06:32. Prices delayed by at least 15 minutes.
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Company Overview

Paragon, owned by a wide range of institutional shareholders, is a provider of consumer finance, such as personal loans, retail finance, vehicle finance and niche "buy-to-let" mortgage products.

Financial Highlights Year Ended 30/09/2019

Revenue
£307.30m
Operating Profit/Loss
£159.00m
Dividend yield (%)
4.40
Total dividend for year
21.2000p
Dividend cover
2.33
P/E Ratio
9.80

Key Personnel

Ms Fiona Clutterbuck
Chairman
Mr Nigel S Terrington
Chief Executive Officer
Mr Richard Woodman
Group Finance Director
Mr Alison Morris
Non-Executive Director
Mr Finlay Williamson
Non-Executive Director
Mr Graeme Yorston
Non-Executive Director
Mr Hugo Tudor
Non-Executive Director
Ms Barbara Ridpath
Non-Executive Director
Mr Peter Hartill
Senior Independent Director

Stock Details

EPIC
PAG
ISIN
GB00B2NGPM57
Shares in Issue
256.48m
Market cap
£892.56m
Sector

Analyst Views (12)

Strong Buy
 
75.00%
Buy
 
8.33%
Hold
 
16.67%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect view held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
348.00p
Bid Price
330.00p
Ask Price
350.00p
Volume
217,018
Change Today
12.80p
% Change Today
3.82%
Open
334.20p
Previous Close
348.00p
Intraday High
348.60p
Intraday Low
334.20p
52 Week High
553.50p
52 Week Low
238.60p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

Income Statement

Year End Date
30 Sep 2019
30 Sep 2018
 
£ (M)
£ (M)
Continuing Operations
Revenue
307.30
301.90
Operating Profit/Loss
159.00
181.50
Net Interest
n/a
n/a
Pre-Tax Profit
159.00
181.50
Profit After Tax from continuing operations
127.40
145.80
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
127.40
145.80
Attributable to:
Equity Holders of Parent Company
127.40
145.80
Minority Interests
n/a
n/a
Total Dividend Paid
21.2000p
19.4000p
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
30 Sep 2019
30 Sep 2018
Basic
49.40p
55.90p
Diluted
48.20p
54.20p
Adjusted
49.40p
48.60p
Dividend per Share
21.2000p
19.4000p

Assets

Year End Date
30 Sep 2019
30 Sep 2018
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
57.30
56.80
Intangible Assets
171.10
169.30
Investment Properties
n/a
n/a
Investments
n/a
n/a
Other Financial Assets
592.40
855.70
Other Non-Current Assets
n/a
n/a
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
n/a
n/a
Cash at Bank & In Hand
1,225.40
1,310.60
Current Asset Investments
n/a
n/a
Other Current Assets
12,250.30
12,076.50
Other Assets
99.00
19.00
Total Assets
14,395.50
14,487.90

Liabilities

Year End Date
30 Sep 2019
30 Sep 2018
 
£ (M)
£ (M)
Current Liabilities
Borrowings
1.00
1.10
Other Current Liabilities
n/a
n/a
Total Current Liabilities
1.00
1.10
Non-Current Liabilities
Borrowings
6,647.40
7,960.10
Provisions
n/a
0.80
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
6,647.40
7,960.90
Other Liabilities
242.90
160.00
Total Liabilities
13,287.10
13,414.40

Net Assets

Year End Date
30 Sep 2019
30 Sep 2018
 
£ (M)
£ (M)
Net Assets
1,108.40
1,073.50

Capital & Reserves

Year End Date
30 Sep 2019
30 Sep 2018
 
£ (M)
£ (M)
Share Capital
261.60
281.60
Share Premium Account
68.30
65.80
Other Reserves
-57.40
-142.20
Retained Earnings
835.90
868.30
Shareholders Funds
1,108.40
1,073.50
Minority Interests/Other Equity
n/a
n/a
Total Equity
1,108.40
1,073.50

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Final
09 Jan 2020
17 Feb 2020
14.20p
Interim
04 Jul 2019
26 Jul 2019
7.00p
Final
10 Jan 2019
18 Feb 2019
13.90p
Interim
05 Jul 2018
27 Jul 2018
5.50p
Final
04 Jan 2018
19 Feb 2018
11.00p
Interim
06 Jul 2017
28 Jul 2017
4.70p
Final
05 Jan 2017
13 Feb 2017
9.20p
Interim
30 Jun 2016
22 Jul 2016
4.30p
Interim
02 Jul 2015
24 Jul 2015
3.60p
Final
07 Jan 2009
09 Feb 2009
2.00p

Dividend Metrics

Year End Date
30 Sep 2019
30 Sep 2018
Dividend growth
9.28%
23.57%
Dividend yield
4.40%
4.10%
Dividend cover
2.33
2.51
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
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