skip to content

Tax Efficient Investments

If you save or invest money, you'll generally have to pay tax on any interest or income you get, but there are ways of investing that give you a more efficient, or even tax-free, return.


ISAs allow you to buy and sell shares without having to pay any further Income Tax liability or Capital Gains Tax (CGT) on any income and/or growth.

The annual allowance for the 2016/17 tax year has been held at £15,240, and will increase to £20,000 from April 6th 2017.

The Bespoke Discretionary Service and the Value Investment Portfolio services use ISAs to maximise the tax efficiency of the portfolios through generating potentially tax-free income and sheltering gains from capital gains tax.
Find out more about ISAs »

Junior ISAs

A Junior ISA (JISA) is a tax-efficient savings and investments account that allows parents, other family members and friends to contribute, save and invest for a child. Find out more about JISAs »


Redmayne-Bentley offer investment services for a wide range of pension types including Self Invested Personal Pensions (SIPPs), Small Self-Administered Schemes (SSASs), Qualifying Retirement Overseas Pension Scheme (QROPS), Funded Unapproved Retirement Benefit Schemes (FURBS) and small company schemes. Find out more about Pensions »

Inheritance Tax Portfolio

The Inheritance Tax (IHT) Portfolio Service is designed to help limit the effect of inheritance tax without limiting access to and ownership of your capital. By taking advantage of Business Property Relief (BPR) on qualifying shares listed on the Alternative Investment Market (AIM) you can claim 100 per cent tax relief once the portfolio has been held for two years. Find out more »

Venture Capital Trusts

Venture Capital Trusts (VCT) offer income tax relief of 30 per cent when invested at subscription, subject to a maximum investment of £200,000, while minimums are usually around £3,000 - £5,000.
Find out more »

Info Point

Capital Gains Tax (CGT)

Capital Gains Tax (CGT) is payable on the sale or disposal of an asset. The CGT annual allowance for the 2016/17 tax year has been held at £11,100. Gains are treated as the 'top slice' of an individual's income and taxed at marginal rates; from April 2016 the rate is 10 per cent up to the higher rate threshold and 20 per cent on amounts above.

Investments and income arising from them can fall in value and you may get back less than you originally invested.

Tax treatment depends on the specific circumstances of each individual and may be subject to change in the future.

Call us

Call now for a no obligation discussion: 0113 243 6941

Contact us

Use our enquiry form or write to us if you have any questions regarding our products and services.

Client Area Access

» Secure Login

» Not registered yet?

Branch Finder

Redmayne-Bentley have High Street branches throughout the UK. Find your nearest branch.

Time to Switch to a Truly Bespoke Service Junior ISA