skip to content
What you are looking to achieve with your funds forms the cornerstone of the relationship with your investment manager. It is therefore vital that you consider your objectives carefully.
For individuals, your objectives will depend upon your age, income and lifestyle. For charities, trusts and companies the objectives may be more specific, based upon the purpose of the funds.
You can think of your fund like a wine cellar. Do you need access to the returns now? Do you want to consume it gradually over a few years hoping it will mature in the meantime? Or do you want to lay it down to drink in the future?
Depending on your age, income and attitude to risk, you will need to consider each of these concepts in relation to your fund and choose between objectives of income, a balanced return or growth respectively.