• Investment ideas will be generated by a fully qualified investment manager.
• Ideas will be tailored to your objectives and risk profile.
• Any desire to avoid certain sectors on ethical grounds can be accommodated.
• Your investment manager will also be available to discuss any ideas you may have.
• A valuation and review will be undertaken every six months.
• You will receive a complimentary copy of our fortnightly newsletter Equity Insight.
• You can view your portfolio online using our Client Web Access system.

• Shares can go down as well as up.
• There can be delays in responding to events as we wait for the client to make the decision to buy or sell. The Discretionary Services, on the other hand, we can deal directly for the client.

• A fee of 0.85% of the value of the portfolio, plus VAT, will be charged in advance. Further charges may be levied and paid to your authorised professional adviser where agreed by you.
• Minimum fee levels may apply.
• Standard commissions on dealing. Please refer to the Guide to our Services and Charges.
• Minimum portfolio size of £50,000.

Please note: minimum charges may apply.